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Root, Inc. ROOT Free cash flow margin

Free cash flow margin at other companies

Progressive logo
ProgressivePGR
18.4%-1.7pp
Allstate logo
AllstateALL
16.9%+3.2pp
Berkshire Hathaway logo
Berkshire HathawayBRK.A
6.4%
Lemonade logo
LemonadeLMND
-15.4%-6.4pp
Safety Insurance Group logo
Safety Insurance GroupSAFT
13.3%+0.2pp
Kemper logo
KemperKMPR
9.8%-0.3pp

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-60.5%
Enterprise value$431.78M-74.9%
P/E14.5×-23.8×
P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Calculated from Root, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s free cash flow margin?
Root, Inc. (ROOT) reported free cash flow margin of 13.6% in Q4 2025.
How has Root, Inc.'s free cash flow margin changed year-over-year?
Root, Inc.'s free cash flow margin decreased by 18.0% year-over-year, from 16.6% to 13.6%.
What is the long-term trend for Root, Inc.'s free cash flow margin?
Over 4 years (2020 to 2025), Root, Inc.'s free cash flow margin has grown at a -36.4% compound annual growth rate (CAGR), from -83.3% to 13.6%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.