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Porch Group, Inc. PRCH Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Net incurred losses and LAE during the current year64,081
Deduct payments for losses and LAE occurring in:
Current year(30,180)
Prior years(20,045)
Net claim and LAE payments during the current year(50,225)
Reserve for losses and LAE, net of reinsurance recoverables at June 30, 202654,591
Less: Reinsurance recoverables on losses and LAE at June 30, 2026(6,517)
Reserve for unpaid losses and LAE at June 30, 2026$$61,108

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s liability for unpaid claims and claims adjustment expense, net?
Porch Group, Inc. (PRCH) reported liability for unpaid claims and claims adjustment expense, net of $54.59M in Q2 2026.
How has Porch Group, Inc.'s liability for unpaid claims and claims adjustment expense, net changed year-over-year?
Porch Group, Inc.'s liability for unpaid claims and claims adjustment expense, net increased by 8.8% year-over-year, from $50.19M to $54.59M.
What is the long-term trend for Porch Group, Inc.'s liability for unpaid claims and claims adjustment expense, net?
Over 3 years (2022 to 2025), Porch Group, Inc.'s liability for unpaid claims and claims adjustment expense, net has grown at a 19.9% compound annual growth rate (CAGR), from $23.63M to $40.74M.

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