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Lovesac LOVE Credit card receivables

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Other financials

Income statement

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Revenue$138.2M-0.1%
Gross profit$72.0M-3.2%
Operating income-$17.4M-16.2%
Net income-$11.1M-2.3%
EPS (diluted)-$0.76-4.1%

Balance sheet

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Cash & equivalents$57.0M+112%
Total debt$190.9M-0.4%
Total equity$205.5M+2.1%
Total assets$501.0M+3.6%

Cash flow

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Operating cash flow-$35.4M+14.6%
CapEx$5.0M-41.4%
Free cash flow-$40.4M+19.2%

Valuation

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Market cap$244.32M-8.7%
Enterprise value$378.19M-12.5%
P/E64.1×+44.5×
P/S0.4×0.0×

Profitability

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Gross margin56.1%-2.2pp
Operating margin0.4%-2.0pp
Net margin0.5%-1.4pp
FCF margin5.1%+3.8pp

Returns & leverage

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Return on equity1.9%-4.9pp
Debt / equity0.9×0.0×
Current ratio1.6×-0.1×

Where this comes from

Reported directly by Lovesac in its filing.

Tagged under the XBRL concept us-gaap:CreditCardReceivables.

The official record: Lovesac’s 10-K, filed April 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lovesac's credit card receivables?
Lovesac (LOVE) reported credit card receivables of $9.61M in Q4 2025.
How has Lovesac's credit card receivables changed year-over-year?
Lovesac's credit card receivables decreased by 13.6% year-over-year, from $11.12M to $9.61M.
What is the long-term trend for Lovesac's credit card receivables?
Over 5 years (2021 to 2026), Lovesac's credit card receivables has grown at a 26.5% compound annual growth rate (CAGR), from $2.96M to $9.61M.
What does credit card receivables mean?
This represents the amount of funds owed to the company by credit card processors for sales transactions that have been completed but not yet settled in cash. It is a component of working capital that reflects the speed of cash conversion from retail sales. High balances may indicate delays in payment processing or changes in sales volume.