Discontinued — last reported Q4 '25
Retained Earnings
EquityMastercard Retained Earnings increased by 4.1% to $81.75B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.4%, from $70.26B to $81.75B. Over 4 years (FY 2020 to FY 2024), Retained Earnings shows an upward trend with a 17.1% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
Consistent growth indicates sustained profitability and the ability to self-fund growth, while a decrease may result from net losses or aggressive dividend/buyback programs.
Detailed definition
The cumulative amount of net income that has been reinvested in the business rather than distributed to shareholders as...
Peer comparison
High-growth tech companies may have lower retained earnings if they are younger, while established giants show massive cumulative balances.
retained_earningsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $41.77B | $43.75B | $45.65B | $47.80B | $49.60B | $51.63B | $53.61B | $55.42B | $57.73B | $60.39B | $62.56B | $64.96B | $67.60B | $70.26B | $72.91B | $75.50B | $78.51B | $81.75B |
| QoQ Change | — | +4.7% | +4.3% | +4.7% | +3.8% | +4.1% | +3.8% | +3.4% | +4.2% | +4.6% | +3.6% | +3.8% | +4.1% | +3.9% | +3.8% | +3.5% | +4.0% | +4.1% |
| YoY Change | — | — | — | — | +18.7% | +18.0% | +17.4% | +15.9% | +16.4% | +17.0% | +16.7% | +17.2% | +17.1% | +16.3% | +16.5% | +16.2% | +16.1% | +16.4% |
Retained Earnings at Other Companies
Frequently Asked Questions
- What is Mastercard's retained earnings?
- Mastercard (MA) reported retained earnings of $81.75B in Q3 2025.
- How has Mastercard's retained earnings changed year-over-year?
- Mastercard's retained earnings increased by 16.4% year-over-year, from $70.26B to $81.75B.
- What is the long-term trend for Mastercard's retained earnings?
- Over 4 years (2020 to 2024), Mastercard's retained earnings has grown at a 17.1% compound annual growth rate (CAGR), from $38.75B to $72.91B.
- What does retained earnings mean?
- The total profits the company has kept and reinvested since it started, after paying out any dividends.