Discontinued — last reported Q4 '25
Retained Earnings
EquityVisa Retained Earnings decreased by 5.3% to $15.11B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 12.6%, from $17.29B to $15.11B. Over 4 years (FY 2020 to FY 2024), Retained Earnings shows an upward trend with a 4.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Consistent growth indicates sustained profitability and the ability to self-fund growth, while a decrease may result from net losses or aggressive dividend/buyback programs.
Detailed definition
The cumulative amount of net income that has been reinvested in the business rather than distributed to shareholders as...
Peer comparison
High-growth tech companies may have lower retained earnings if they are younger, while established giants show massive cumulative balances.
retained_earningsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $15.29B | $15.35B | $14.61B | $14.65B | $14.96B | $16.12B | $16.40B | $17.61B | $17.91B | $18.04B | $18.42B | $19.35B | $18.58B | $17.29B | $17.44B | $16.52B | $15.96B | $15.11B |
| QoQ Change | — | +0.4% | -4.9% | +0.3% | +2.1% | +7.7% | +1.8% | +7.4% | +1.7% | +0.7% | +2.1% | +5.0% | -4.0% | -6.9% | +0.9% | -5.3% | -3.4% | -5.3% |
| YoY Change | — | — | — | — | -2.2% | +5.0% | +12.3% | +20.2% | +19.7% | +11.9% | +12.3% | +9.9% | +3.7% | -4.2% | -5.3% | -14.6% | -14.1% | -12.6% |
Retained Earnings at Other Companies
Frequently Asked Questions
- What is Visa's retained earnings?
- Visa (V) reported retained earnings of $15.11B in Q3 2025.
- How has Visa's retained earnings changed year-over-year?
- Visa's retained earnings decreased by 12.6% year-over-year, from $17.29B to $15.11B.
- What is the long-term trend for Visa's retained earnings?
- Over 4 years (2020 to 2024), Visa's retained earnings has grown at a 4.2% compound annual growth rate (CAGR), from $14.81B to $17.44B.
- What does retained earnings mean?
- The total profits the company has kept and reinvested since it started, after paying out any dividends.