What is Visa's retained earnings?

Visa (V) reported retained earnings of $12.75B in Q2 2026.

How has Visa's retained earnings changed year-over-year?

Visa's retained earnings decreased by 20.1% year-over-year, from $15.96B to $12.75B.

What is the long-term trend for Visa's retained earnings?

Over 4 years (2021 to 2025), Visa's retained earnings has grown at a -0.4% compound annual growth rate (CAGR), from $15.35B to $15.11B.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

Visa V Retained Earnings

Retained Earnings at other companies

American ExpressAXP

$26.38B+8.3%

MastercardMA

$91.77B+16.9%

PayPal Holdings, Inc.PYPL

$34.43B+15.1%

Pathward Financial, Inc.CASH

$339.25M+0.6%

U.S. BancorpUSB

$81.94B+5.5%

Fidelity National Information ServicesFIS

-$20.58B+8.1%

Other financials

Income statement

See full

Revenue$11.6B+14.4%

Gross profit$11.4B+14.1%

Operating income$6.9B+11.3%

Net income$5.6B+6.8%

EPS (diluted)$2.97+10.4%

Balance sheet

See full

Cash & equivalents$18.8B-23.2%

Total debt$26.9B-12.5%

Total equity$35.2B-9.0%

Total assets$94.6B-5.4%

Cash flow

See full

Operating cash flow$6.6B-2.6%

CapEx$417.0M-1.0%

Free cash flow$6.1B-2.7%

Valuation

See full

Market cap$697.16B+1.6%

Enterprise value$705.25B+1.8%

P/E30.9×-3.0×

P/S15.7×-2.0×

Profitability

See full

Gross margin97.7%-0.1pp

Operating margin60.7%-1.5pp

Net margin50.8%-1.4pp

FCF margin47.2%-9.5pp

Returns & leverage

See full

Return on equity61.2%+9.4pp

Debt / equity0.8×0.0×

Current ratio1×-0.1×

Where this comes from

Reported directly by Visa in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Visa’s 10-Q, filed July 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Visa's retained earnings.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Visa's retained earnings?: Visa (V) reported retained earnings of $12.75B in Q2 2026.
How has Visa's retained earnings changed year-over-year?: Visa's retained earnings decreased by 20.1% year-over-year, from $15.96B to $12.75B.
What is the long-term trend for Visa's retained earnings?: Over 4 years (2021 to 2025), Visa's retained earnings has grown at a -0.4% compound annual growth rate (CAGR), from $15.35B to $15.11B.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.