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Metropolitan Bank Holding Corp. MCB Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$12.25B+5.4%
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Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Metropolitan Bank Holding Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s noninterest-bearing deposits?
Metropolitan Bank Holding Corp. (MCB) reported noninterest-bearing deposits of $1.54B in Q1 2026.
How has Metropolitan Bank Holding Corp.'s noninterest-bearing deposits changed year-over-year?
Metropolitan Bank Holding Corp.'s noninterest-bearing deposits increased by 11.2% year-over-year, from $1.38B to $1.54B.
What is the long-term trend for Metropolitan Bank Holding Corp.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), Metropolitan Bank Holding Corp.'s noninterest-bearing deposits has grown at a -3.0% compound annual growth rate (CAGR), from $1.73B to $1.48B.
What does noninterest-bearing deposits mean?
Noninterest-bearing deposits consist of demand deposit accounts that do not accrue interest for the depositor. These deposits are a low-cost source of funding for the bank, significantly contributing to the net interest margin. A larger proportion of these deposits generally enhances the bank's profitability by reducing the overall cost of funds.