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Metropolitan Bank Holding Corp. MCB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$88.5M+25.4%
Net income$31.4M+92.2%
EPS (diluted)$2.92+101%

Balance sheet

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Cash & equivalents$672.4M+242%
Total debt$49.3M-5.0%
Total equity$948.3M+28.5%
Total assets$8.8B+16.1%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.21B+74.5%
P/E14×+3.7×
P/S3.6×+1.2×

Profitability

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Net margin25.9%+2.1pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.7pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Metropolitan Bank Holding Corp.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Metropolitan Bank Holding Corp.'s net interest income (after provisions)?
Metropolitan Bank Holding Corp. (MCB) reported net interest income (after provisions) of $88.21M in Q1 2026.
How has Metropolitan Bank Holding Corp.'s net interest income (after provisions) changed year-over-year?
Metropolitan Bank Holding Corp.'s net interest income (after provisions) increased by 41.3% year-over-year, from $62.45M to $88.21M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Metropolitan Bank Holding Corp.'s net interest income (after provisions) has grown at a 14.8% compound annual growth rate (CAGR), from $153.19M to $265.64M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's bottom-line profitability after accounting for the inherent risk in its lending portfolio. A higher value indicates that the bank is generating sufficient income to cover its credit risk exposure.