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Metropolitan Bank Holding Corp. MCB Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Other financials

Income statement

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Revenue$93.0M+21.9%
Net income$19.2M+2.4%
EPS (diluted)$1.54-12.5%

Balance sheet

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Cash & equivalents$239.3M+56.9%
Total debt$49.3M-5.0%
Total equity$968.2M+33.9%
Total assets$8.9B+12.8%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.15B+60.8%
P/E13.3×+2.9×
P/S3.3×+0.8×

Profitability

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Net margin24.8%+1.0pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Metropolitan Bank Holding Corp.’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 4:20 PM EDT
Accession
0001104659-26-085420

FAQ

What is Metropolitan Bank Holding Corp.'s net interest income (after provisions)?
Metropolitan Bank Holding Corp. (MCB) reported net interest income (after provisions) of $77.12M in Q2 2026.
How has Metropolitan Bank Holding Corp.'s net interest income (after provisions) changed year-over-year?
Metropolitan Bank Holding Corp.'s net interest income (after provisions) increased by 14.6% year-over-year, from $67.27M to $77.12M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Metropolitan Bank Holding Corp.'s net interest income (after provisions) has grown at a 14.8% compound annual growth rate (CAGR), from $153.19M to $265.64M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which is the expense set aside to cover potential future loan defaults. It provides a more accurate view of the bank's bottom-line profitability after accounting for the inherent risk in its lending portfolio. A higher value indicates that the bank is generating sufficient income to cover its credit risk exposure.

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