What does amortization of debt discount premium mean?

Reflects the non-cash adjustment to interest expense resulting from the amortization of discounts or premiums on debt instruments over their term. It aligns the effective interest rate of the debt with the actual cash interest payments.

Spectral AI, Inc. MDAI Amortization Of Debt Discount Premium

Amortization Of Debt Discount Premium at other companies

Spectral AI, Inc.MDAI

$179K-74.4%

First Seacoast BancorpFSEA

$114K-26.9%

BeneficientBENF

$433K+320%

RFL

Rafael Holdings, Inc.RFL

-$28K+94.7%

ADMA BiologicsADMA

$191K+0.5%

Bank of Marin BancorpBMRC

$48K—

Other financials

Income statement

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Revenue$4.0M-40.5%

Gross profit$2.0M-36.0%

Operating income-$2.0M-120%

Net income-$3.4M-218%

EPS (diluted)-$0.11-200%

Balance sheet

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Cash & equivalents$11.7M-17.1%

Total debt$6.0M-36.6%

Total equity-$8.8M-442%

Total assets$17.7M-14.4%

Cash flow

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Operating cash flow-$3.7M-148%

Valuation

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Market cap$55.06M+0.4%

Enterprise value$49.43M-8.3%

P/S3.3×+1.3×

Profitability

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Gross margin46%+0.9pp

Operating margin-57.2%-104pp

Net margin-70%+176pp

Returns & leverage

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Return on equity-255.5%—

Debt / equity0.7×+0.7×

Current ratio0.8×-0.7×

Where this comes from

Reported directly by Spectral AI, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDebtDiscountPremium.

The official record: Spectral AI, Inc.’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Spectral AI, Inc.'s amortization of debt discount premium?: Spectral AI, Inc. (MDAI) reported amortization of debt discount premium of $179K in Q1 2026.
What does amortization of debt discount premium mean?: Reflects the non-cash adjustment to interest expense resulting from the amortization of discounts or premiums on debt instruments over their term. It aligns the effective interest rate of the debt with the actual cash interest payments.