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MetLife MET Participating Life Insurance Contract — Net liability for FPBs

Other product segments

Fixed & Immediate Annuities
$78.65B+15.4%
Short-Duration Insurance, Other
$15.34B+8.0%
Long-term Care
$14.98B+1.8%
Fixed Annuity
$12.45B+19.9%
Long-Duration Insurance, Other
$11.21B+4.2%
Whole and Term Life & Endowments
$9.24B-20.1%
Accident & health insurance
$7.26B-25.0%
Fixed & Immediate Annuities for Deferred Profit Liabilities
$3.88B+1.9%
Universal and Variable Universal Life
$3.07B+5.8%
Variable Life
$1.05B-9.1%
Accident and Health Insurance Product Line for Deferred Profit Liabilities
$984M+9.0%
Whole and Term Life & Endowments for Deferred Profit Liabilities
$915M+14.7%
Fixed Annuity for Deferred Profit Liabilities
$540M+3.6%

Similar metrics at other companies

Brighthouse Financial logo
BHFParticipating whole life insurance (2) — Liability for Future Policy Benefit, before Reinsurance
$3.31B+2.4%
Corebridge Financial logo
CRBGLife Insurance — Liability for future policy benefits for certain participating contracts
$11M-8.3%
Unum logo
UNMIndividual Disability — Net liability for future policy benefits
$1.88B-1.8%
Brighthouse Financial logo
BHFParticipating whole life insurance (2) — Liability for Future Policy Benefits, Interest Rate
4.5%0.0pp
Chubb logo
CBSegment Life — Net liability for future policy benefits
$14.76B+10.5%
Corebridge Financial logo
CRBGCorporate & Other — Liability for future policy benefits for certain participating contracts
$1.21B-3.1%

Other financials

Income statement

See full
Revenue$19.1B+2.7%
Net income$1.2B+25.4%
EPS (diluted)$1.74+35.9%

Balance sheet

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Cash & equivalents$22.7B+6.4%
Total debt$14.8B-1.5%
Total equity$27.3B-0.6%
Total assets$743.21B+8.0%

Cash flow

See full
Operating cash flow$2.7B-37.0%

Valuation

See full
Market cap$55.3B+3.4%
Enterprise value$47.47B+0.9%
P/E15.3×+2.8×
P/S0.7×0.0×

Profitability

See full
Net margin4.7%-1.5pp

Returns & leverage

See full
Return on equity13.2%-2.9pp
Debt / equity0.5×0.0×

Where this comes from

Reported directly by MetLife in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The official record: MetLife’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetLife's participating life insurance contract — net liability for fpbs?
MetLife (MET) reported participating life insurance contract — net liability for fpbs of $47.06B in Q1 2026.
How has MetLife's participating life insurance contract — net liability for fpbs changed year-over-year?
MetLife's participating life insurance contract — net liability for fpbs decreased by 2.2% year-over-year, from $48.12B to $47.06B.
What is the long-term trend for MetLife's participating life insurance contract — net liability for fpbs?
Over 2 years (2023 to 2025), MetLife's participating life insurance contract — net liability for fpbs has grown at a -2.1% compound annual growth rate (CAGR), from $199.29B to $190.92B.
What does participating life insurance contract — net liability for fpbs mean?
This metric represents the net liability associated with insurance contracts that provide policyholders with a share of the insurer's investment performance through dividends or other participation features. It reflects the present value of future benefits and expenses, adjusted for the expected future premiums and the policyholders' share of surplus earnings. This liability is a critical measure of the long-term financial obligation the company holds toward policyholders in participating life insurance products.