Unum UNM Individual Disability — Net liability for future policy benefits

Similar metrics at other companies

PFGIndividual Disability — Liability For Future Policy Benefits

$1.98B+4.6%

PFGIndividual Disability — Liability For Future Policy Benefit Expected Net Premium Issuance

$15M-18.5%

PFGIndividual Disability — Liability For Future Policy Benefit Expected Net Premium Net Premium Collected

-$73.2M-0.5%

PFGIndividual Disability — Liability For Future Policy Benefit After Reinsurance

$1.55B+5.8%

PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Undiscounted Before Reinsurance

$10B+1.4%

AMPDisability Income Insurance — Liability for Future Policy Benefit, after Reinsurance

$432M-8.1%

Questions, answered.

What is Unum's individual disability — net liability for future policy benefits?

Unum (UNM) reported individual disability — net liability for future policy benefits of $1.88B in Q1 2026.

How has Unum's individual disability — net liability for future policy benefits changed year-over-year?

Unum's individual disability — net liability for future policy benefits decreased by 1.8% year-over-year, from $1.91B to $1.88B.

What is the long-term trend for Unum's individual disability — net liability for future policy benefits?

Over 3 years (2022 to 2025), Unum's individual disability — net liability for future policy benefits has grown at a -2.7% compound annual growth rate (CAGR), from $8.3B to $7.65B.

What does individual disability — net liability for future policy benefits mean?

This represents the total net actuarial liability for future policy benefits, accounting for both expected future premiums and expected future benefit payments. It is a core balance sheet metric that reflects the company's net obligation to policyholders after considering the present value of future cash inflows and outflows. It is essential for assessing the solvency and long-term financial health of the disability insurance segment.