Horace Mann Educators HMN Reconciling items — Net liability for future policy benefits

Other product segments

Similar metrics at other companies

APOReconciling items — Future policy benefits

$5.62B-2.9%

CBOther Segments — Net liability for future policy benefits

$1.5B+4.1%

CBSegment Life — Net liability for future policy benefits, after reinsurance recoverable

$17.38B+15.9%

GLLife — Liability for Future Policy Benefit, after Reinsurance

$15.02B+1.2%

CBSegment Life — Net liability for future policy benefits

$14.76B+10.5%

UNMLong-term Care — Net liability for future policy benefits

$16.52B+6.6%

Questions, answered.

What is Horace Mann Educators's reconciling items — net liability for future policy benefits?

Horace Mann Educators (HMN) reported reconciling items — net liability for future policy benefits of $97.2M in Q1 2026.

How has Horace Mann Educators's reconciling items — net liability for future policy benefits changed year-over-year?

Horace Mann Educators's reconciling items — net liability for future policy benefits decreased by 9.1% year-over-year, from $106.9M to $97.2M.

What is the long-term trend for Horace Mann Educators's reconciling items — net liability for future policy benefits?

Over 2 years (2023 to 2025), Horace Mann Educators's reconciling items — net liability for future policy benefits has grown at a -3.1% compound annual growth rate (CAGR), from $436.5M to $409.6M.

What does reconciling items — net liability for future policy benefits mean?

This represents the actuarial estimate of the present value of future benefits payable to policyholders, adjusted for reconciling items outside of core operating segments. It reflects the long-term obligations associated with life insurance and annuity contracts that are not attributed to specific business units. Monitoring this balance is essential for assessing the company's total long-term reserve adequacy and potential capital requirements.