Horace Mann Educators HMN Supplemental health — Net liability for future policy benefits

Other product segments

Similar metrics at other companies

CBOther Segments — Net liability for future policy benefits

$1.5B+4.1%

GLHealth — Net liability for future policy benefits—long duration health

$2.43B+2.9%

GLHealth — Net liability for future policy benefits at original discount rates

$2.53B+1.3%

UNMLong-term Care — Net liability for future policy benefits

$16.52B+6.6%

UNMVoluntary Benefits — Net liability for future policy benefits

$1.14B0.0%

CBSegment Life — Net liability for future policy benefits

$14.76B+10.5%

Questions, answered.

What is Horace Mann Educators's supplemental health — net liability for future policy benefits?

Horace Mann Educators (HMN) reported supplemental health — net liability for future policy benefits of $188M in Q1 2026.

How has Horace Mann Educators's supplemental health — net liability for future policy benefits changed year-over-year?

Horace Mann Educators's supplemental health — net liability for future policy benefits decreased by 7.4% year-over-year, from $203M to $188M.

What is the long-term trend for Horace Mann Educators's supplemental health — net liability for future policy benefits?

Over 2 years (2023 to 2025), Horace Mann Educators's supplemental health — net liability for future policy benefits has grown at a -11.2% compound annual growth rate (CAGR), from $999.4M to $787.8M.

What does supplemental health — net liability for future policy benefits mean?

The total net actuarial liability for future policy benefits in the supplemental health segment, accounting for expected future premiums and benefit payments. This metric represents the company's core long-term obligation to policyholders after adjusting for expected inflows. It is a key measure of the financial health and reserve adequacy of the supplemental health product line.