Horace Mann Educators HMN Whole Life — Net liability for future policy benefits

Other product segments

Similar metrics at other companies

AMPTerm and Whole Life Insurance — Liability for Future Policy Benefit, after Reinsurance

$160M-5.3%

CINFWhole Life Insurance — Net life policy reserves, after reinsurance recoverable

$392M+2.1%

CINFWhole Life Insurance — Net life policy reserves

$420M+1.9%

CINFWhole Life Insurance — Present value of expected future policy benefits less expected net premiums

$419M+1.9%

APOWhole Life — Liability for Future Policy Benefit, Expected Net Premium, Original Discount Rate, before Cash Flow and Reinsurance

$1.3B+53.1%

BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, before Reinsurance

$2.5B-0.8%

Questions, answered.

What is Horace Mann Educators's whole life — net liability for future policy benefits?

Horace Mann Educators (HMN) reported whole life — net liability for future policy benefits of $274.4M in Q1 2026.

How has Horace Mann Educators's whole life — net liability for future policy benefits changed year-over-year?

Horace Mann Educators's whole life — net liability for future policy benefits decreased by 1.9% year-over-year, from $279.7M to $274.4M.

What is the long-term trend for Horace Mann Educators's whole life — net liability for future policy benefits?

Over 2 years (2023 to 2025), Horace Mann Educators's whole life — net liability for future policy benefits has grown at a -0.9% compound annual growth rate (CAGR), from $1.14B to $1.12B.

What does whole life — net liability for future policy benefits mean?

This is the total net actuarial reserve held by the company to cover future obligations to whole life insurance policyholders, adjusted for reinsurance and other factors. It represents the company's primary long-term liability for this segment and reflects the net financial burden of honoring policy contracts. Investors use this to evaluate the overall scale and capital intensity of the insurance business.