What is Magyar Bancorp's capital conservation percentage?

Magyar Bancorp (MGYR) reported capital conservation percentage of 2.5% in Q3 2025.

What does capital conservation percentage mean?

Measures the portion of regulatory capital that a financial institution must retain to meet capital buffer requirements during periods of stress. This metric is critical for assessing the company's ability to absorb losses while maintaining compliance with banking capital adequacy standards.

Magyar Bancorp MGYR Capital Conservation Percentage

Capital Conservation Percentage at other companies

Princeton Bancorp, Inc.BPRN

10.5%0.0pp

Orange County BancorpOBT

9.9%0.0pp

PRO

Provident Financial HoldingsPROV

2.5%0.0pp

Norwood FinancialNWFL

2.5%0.0pp

Home BancorpHBCP

$0.16+5.7%

GBC

Glacier BancorpGBCI

$0.080.0%

Other financials

Income statement

See full

Revenue$7.2M-4.2%

Net income$3.0M+13.0%

EPS (diluted)$0.48+11.6%

Balance sheet

See full

Cash & equivalents$47.6M-34.7%

Total debt$50.9M+50.1%

Total equity$124.2M+8.6%

Total assets$1.1B+4.6%

Cash flow

See full

Operating cash flow$3.2M+35.8%

CapEx$329.0K+223%

Free cash flow$2.9M+27.4%

Valuation

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Market cap$112.77M+5.2%

Enterprise value$116.04M-14.8%

P/E10.1×-0.9×

P/S3.7×+0.1×

Profitability

See full

Net margin24.4%-1.6pp

FCF margin27.6%-2.9pp

Returns & leverage

See full

Return on equity9.4%+1.3pp

Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Magyar Bancorp in its filing.

Tagged under the XBRL concept mgyr:CapitalConservationPercentage.

The official record: Magyar Bancorp’s 10-K, filed December 19, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's capital conservation percentage?: Magyar Bancorp (MGYR) reported capital conservation percentage of 2.5% in Q3 2025.
What does capital conservation percentage mean?: Measures the portion of regulatory capital that a financial institution must retain to meet capital buffer requirements during periods of stress. This metric is critical for assessing the company's ability to absorb losses while maintaining compliance with banking capital adequacy standards.