What is Magyar Bancorp's capital conservation percentage?

Magyar Bancorp (MGYR) reported capital conservation percentage of 2.5% in Q3 2025.

What does capital conservation percentage mean?

This metric represents the proportion of a financial institution's capital that is retained or restricted to meet regulatory capital buffer requirements. It measures the company's ability to maintain sufficient capital levels during periods of financial stress to absorb potential losses. A higher percentage indicates a more conservative capital management approach and greater resilience against economic downturns.

Magyar Bancorp MGYR Capital Conservation Percentage

Capital Conservation Percentage at other companies

Princeton Bancorp, Inc.BPRN

10.5%0.0pp

Orange County BancorpOBT

9.9%0.0pp

PRO

Provident Financial HoldingsPROV

2.5%0.0pp

Norwood FinancialNWFL

2.5%0.0pp

GBC

Glacier BancorpGBCI

$0.080.0%

Norwood FinancialNWFL

2.5%0.0pp

Other financials

Income statement

See full

Revenue$7.2M-4.2%

Net income$3.0M+13.0%

EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$47.6M-34.7%

Total debt$50.9M+50.1%

Total equity$124.2M+8.6%

Total assets$1.1B+4.6%

Cash flow

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Operating cash flow$3.2M+35.8%

CapEx$329.0K+223%

Free cash flow$2.9M+27.4%

Valuation

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Market cap$112.77M+5.2%

Enterprise value$116.04M-14.8%

P/E10.1×-0.9×

P/S3.7×+0.1×

Profitability

See full

Net margin24.4%-1.6pp

FCF margin27.6%-2.9pp

Returns & leverage

See full

Return on equity9.4%+1.3pp

Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Magyar Bancorp in its filing.

Tagged under the XBRL concept mgyr:CapitalConservationPercentage.

The official record: Magyar Bancorp’s 10-K, filed December 19, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's capital conservation percentage?: Magyar Bancorp (MGYR) reported capital conservation percentage of 2.5% in Q3 2025.
What does capital conservation percentage mean?: This metric represents the proportion of a financial institution's capital that is retained or restricted to meet regulatory capital buffer requirements. It measures the company's ability to maintain sufficient capital levels during periods of financial stress to absorb potential losses. A higher percentage indicates a more conservative capital management approach and greater resilience against economic downturns.