Operating

Unearned premiums

Markel Unearned premiums remained flat by 0.0% to $26.05M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 76.8%, from $112.06M to $26.05M. Over 4 years (FY 2021 to FY 2025), Unearned premiums shows a downward trend with a -42.8% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ1 2013
Last reportedQ4 2025Feb 26, 2026

How to read this metric

An increase indicates growth in written premiums, while a decrease suggests a contraction in new business or a shift in policy duration.

Detailed definition

Represents the change in the liability for premiums collected or billed for which the insurance coverage period has not...

Peer comparison

Standard across property and casualty insurers; peers typically show growth in this line during expansionary cycles.

Metric ID: operating_increase_decrease_in_unearned_premiums

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$970.25M$886.39M$400.02M$448.24M$104.19M
YoY Change-8.6%-54.9%+12.1%-76.8%
Range$104.19M$970.25M
CAGR-42.8%
Avg YoY Growth-32.1%
Median YoY Growth-31.8%

Frequently Asked Questions

What is Markel's unearned premiums?
Markel (MKL) reported unearned premiums of $26.05M in Q4 2025.
How has Markel's unearned premiums changed year-over-year?
Markel's unearned premiums decreased by 76.8% year-over-year, from $112.06M to $26.05M.
What is the long-term trend for Markel's unearned premiums?
Over 4 years (2021 to 2025), Markel's unearned premiums has grown at a -42.8% compound annual growth rate (CAGR), from $970.25M to $104.19M.
What does unearned premiums mean?
The change in the amount of premiums received for insurance coverage that has not yet been provided.