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MainStreet Bancshares, Inc. MNSB Borrowed Funds Loans Pledged As Collateral

Borrowed Funds Loans Pledged As Collateral at other companies

Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$97.2M-8.1%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$2.86B+14.4%
Northwest Bancshares logo
Northwest BancsharesNWBI
$350.88M
OFG Bancorp logo
OFG BancorpOFG
$6.13B+13.0%
The Bancorp logo
The BancorpTBBK
$251.7M
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$15.84M+12.1%

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+21.9%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept mnsb:BorrowedFundsLoansPledgedAsCollateral.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s borrowed funds loans pledged as collateral?
MainStreet Bancshares, Inc. (MNSB) reported borrowed funds loans pledged as collateral of $1.6B in Q4 2025.
What is the long-term trend for MainStreet Bancshares, Inc.'s borrowed funds loans pledged as collateral?
Over 3 years (2022 to 2025), MainStreet Bancshares, Inc.'s borrowed funds loans pledged as collateral has grown at a 7.2% compound annual growth rate (CAGR), from $1.3B to $1.6B.
What does borrowed funds loans pledged as collateral mean?
Tracks the total value of the bank's loan portfolio that has been pledged to secure borrowed funds or other credit facilities. This metric highlights the encumbrance of assets and the bank's reliance on secured borrowing to manage liquidity. It is a key indicator of the bank's remaining capacity to leverage its assets for additional funding.