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Pathfinder Bancorp PBHC Securities Pledged To Collateralize Borrowing

Securities Pledged To Collateralize Borrowing at other companies

The Bancorp logo
The BancorpTBBK
$251.7M
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSB
$1.6B0.0%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0
Bank of America logo
Bank of AmericaBAC
$132.1B-30.4%
Jefferies Financial Group logo
Jefferies Financial GroupJEF
$272.5M-67.2%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%
Enterprise value$105.15M-38.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:SecuritiesPledgedToCollateralizeBorrowing.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's securities pledged to collateralize borrowing?
Pathfinder Bancorp (PBHC) reported securities pledged to collateralize borrowing of $97.2M in Q1 2026.
How has Pathfinder Bancorp's securities pledged to collateralize borrowing changed year-over-year?
Pathfinder Bancorp's securities pledged to collateralize borrowing decreased by 8.1% year-over-year, from $105.8M to $97.2M.
What is the long-term trend for Pathfinder Bancorp's securities pledged to collateralize borrowing?
Over 5 years (2020 to 2025), Pathfinder Bancorp's securities pledged to collateralize borrowing has grown at a 55.8% compound annual growth rate (CAGR), from $13.2M to $121.3M.
What does securities pledged to collateralize borrowing mean?
This metric measures the value of investment securities pledged to secure wholesale funding, such as Federal Home Loan Bank advances or repurchase agreements. It provides insight into the bank's reliance on secured borrowing to manage its funding needs. Monitoring this helps investors understand how much of the bank's liquid asset base is encumbered by debt obligations.