Skip to content

MainStreet Bancshares, Inc. MNSB Capital Conservation Buffer

Capital Conservation Buffer at other companies

Bank of America logo
Bank of AmericaBAC
$0.030.0%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
14.3%-1.6pp
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
8%0.0pp
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
12%+0.9pp
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

See full
Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

See full
Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

See full
Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

See full
Market cap$175.72M+21.9%
P/E10.2×
P/S1.7×+1.0×

Profitability

See full
Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

See full
Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

Ask your AI about MainStreet Bancshares, Inc.'s capital conservation buffer.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is MainStreet Bancshares, Inc.'s capital conservation buffer?
MainStreet Bancshares, Inc. (MNSB) reported capital conservation buffer of 8% in Q4 2025.
How has MainStreet Bancshares, Inc.'s capital conservation buffer changed year-over-year?
MainStreet Bancshares, Inc.'s capital conservation buffer decreased by 0.0% year-over-year, from 8% to 8%.
What is the long-term trend for MainStreet Bancshares, Inc.'s capital conservation buffer?
Over 5 years (2020 to 2025), MainStreet Bancshares, Inc.'s capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from 8% to 8%.
What does capital conservation buffer mean?
The capital conservation buffer is a mandatory layer of high-quality capital that banks must hold above minimum regulatory requirements to absorb losses during periods of economic stress. It serves as a critical safety mechanism to ensure the institution remains solvent and capable of lending during downturns. Maintaining an adequate buffer is essential for regulatory compliance and demonstrates the bank's overall financial resilience.