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MainStreet Bancshares, Inc. MNSBP Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
-$2.35B-762%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
-$10.46M-195%

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetChangeNoninterestBearingDepositsDomestic.

The official record: MainStreet Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s noninterest-bearing deposits?
MainStreet Bancshares, Inc. (MNSBP) reported noninterest-bearing deposits of -$19.58M in Q1 2026.
How has MainStreet Bancshares, Inc.'s noninterest-bearing deposits changed year-over-year?
MainStreet Bancshares, Inc.'s noninterest-bearing deposits decreased by 193.2% year-over-year, from $21.01M to -$19.58M.
What does noninterest-bearing deposits mean?
Reflects the net change in customer deposits that do not pay interest, typically held in operating accounts for businesses and individuals. These deposits are a low-cost source of funding that significantly enhances the bank's net interest margin. Growth in this category is a strong indicator of the bank's ability to attract and retain core customer relationships.