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MainStreet Bancshares, Inc. MNSBP Repayments of Subordinated Debt

Repayments of Subordinated Debt at other companies

NBT
NBT BancorpNBTB
$29.5M
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$100M+186%
Shore Bancshares logo
Shore BancsharesSHBI
$11.13M
Capital City Bank Group logo
Capital City Bank GroupCCBG
$9.28M
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$66.11M+162%
First Northwest Bancorp logo
First Northwest BancorpFNWB
$0-100%

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RepaymentsOfSubordinatedDebt.

The official record: MainStreet Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s repayments of subordinated debt?
MainStreet Bancshares, Inc. (MNSBP) reported repayments of subordinated debt of -$0 in Q1 2026.
How has MainStreet Bancshares, Inc.'s repayments of subordinated debt changed year-over-year?
MainStreet Bancshares, Inc.'s repayments of subordinated debt decreased by 100.0% year-over-year, from $940K to -$0.
What does repayments of subordinated debt mean?
This metric tracks the cash outflows associated with the scheduled or early retirement of subordinated debt obligations. Because subordinated debt often qualifies as regulatory capital, these repayments impact the bank's capital adequacy ratios. Investors use this to assess the bank's long-term debt maturity profile and its commitment to deleveraging.