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Year one at other companies

SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
Sound Financial Bancorp logo
Sound Financial BancorpSFBC

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s year one?
MainStreet Bancshares, Inc. (MNSBP) reported year one of $182.17M in Q4 2025.
What is the long-term trend for MainStreet Bancshares, Inc.'s year one?
Over 2 years (2023 to 2025), MainStreet Bancshares, Inc.'s year one has grown at a -1.7% compound annual growth rate (CAGR), from $188.64M to $182.17M.
What does year one mean?
This metric represents the portion of the financing receivable portfolio scheduled to mature or be repaid within the first year of the reporting period. It provides insight into the short-term liquidity of the loan book and the expected cash inflows from lending activities. Monitoring this helps evaluate the bank's ability to recycle capital into new lending opportunities.