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Year three at other companies

SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
Sound Financial Bancorp logo
Sound Financial BancorpSFBC

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s year three?
MainStreet Bancshares, Inc. (MNSBP) reported year three of $148.38M in Q4 2025.
What is the long-term trend for MainStreet Bancshares, Inc.'s year three?
Over 2 years (2023 to 2025), MainStreet Bancshares, Inc.'s year three has grown at a -15.7% compound annual growth rate (CAGR), from $208.6M to $148.38M.
What does year three mean?
This metric represents the portion of the financing receivable portfolio scheduled to mature or be repaid in the third year. It assists in mapping the long-term asset duration and interest rate sensitivity of the bank's lending book. Analyzing this helps in assessing the bank's structural liquidity and asset-liability management strategy.