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MainStreet Bancshares, Inc. MNSBP Tier One Leverage Capital Required To Be Well Capitalized To Average Assets

Tier One Leverage Capital Required To Be Well Capitalized To Average Assets at other companies

SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
9%0.0pp
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
5%0.0pp

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s tier one leverage capital required to be well capitalized to average assets?
MainStreet Bancshares, Inc. (MNSBP) reported tier one leverage capital required to be well capitalized to average assets of 5% in Q4 2025.
How has MainStreet Bancshares, Inc.'s tier one leverage capital required to be well capitalized to average assets changed year-over-year?
MainStreet Bancshares, Inc.'s tier one leverage capital required to be well capitalized to average assets decreased by 0.0% year-over-year, from 5% to 5%.
What is the long-term trend for MainStreet Bancshares, Inc.'s tier one leverage capital required to be well capitalized to average assets?
Over 5 years (2020 to 2025), MainStreet Bancshares, Inc.'s tier one leverage capital required to be well capitalized to average assets has grown at a 0.0% compound annual growth rate (CAGR), from 5% to 5%.
What does tier one leverage capital required to be well capitalized to average assets mean?
This metric represents the minimum Tier 1 leverage ratio required for a bank to be considered well-capitalized, calculated as Tier 1 capital divided by average total consolidated assets. Unlike risk-based measures, this provides a non-risk-adjusted view of the bank's capital strength relative to its total asset base. It acts as a backstop to ensure the bank maintains sufficient capital regardless of the risk profile of its assets.