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MainStreet Bancshares, Inc. MNSBP Time Deposit Maturities After Year Four

Time Deposit Maturities After Year Four at other companies

NEC
Northeast Community BancorpNECB
$421K-28.4%
Bank7 Corp. logo
Bank7 Corp.BSVN
$63K
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$701M-76.7%
BK
BKBK
$524M+45.2%
PNC Financial Services logo
PNC Financial ServicesPNC
$0-100%
Community Financial System logo
Community Financial SystemCBU
$844K-31.7%

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept mnsb:TimeDepositMaturitiesAfterYearFour.

The official record: MainStreet Bancshares, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s time deposit maturities after year four?
MainStreet Bancshares, Inc. (MNSBP) reported time deposit maturities after year four of $0 in Q4 2025.
What is the long-term trend for MainStreet Bancshares, Inc.'s time deposit maturities after year four?
Over 5 years (2020 to 2025), MainStreet Bancshares, Inc.'s time deposit maturities after year four has grown at a -100.0% compound annual growth rate (CAGR), from $19.92M to $0.
What does time deposit maturities after year four mean?
Measures the portion of time deposits that are scheduled to mature more than four years into the future. This metric provides insight into the long-term stability of the bank's funding structure and its ability to lock in deposit costs. A higher balance indicates a more predictable, long-term liability profile.