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Meridian MRBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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Banner CorporationBANR
$4.53B-0.9%
Midland States Bancorp logo
Midland States BancorpMSBI
$1.01B-7.1%
John Marshall Bancorp logo
John Marshall BancorpJMSB
$458.2M+4.7%
Ameris Bancorp logo
Ameris BancorpABCB
$6.75B+0.1%
Capital Bancorp logo
Capital BancorpCBNK
$871.68M+7.3%
First Internet Bancorp logo
First Internet BancorpINBK
$149.51M-1.5%

Other financials

Income statement

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Revenue$30.2M+11.6%
Net income$2.0M-16.4%
EPS (diluted)$0.17-19.0%

Balance sheet

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Cash & equivalents$28.3M-78.5%
Total debt$110.2M+5.2%
Total equity$200.2M+15.4%
Total assets$2.6B+1.9%

Cash flow

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Operating cash flow$2.9M-84.2%
CapEx$227.0K-12.4%
Free cash flow$2.6M-85.2%

Valuation

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Market cap$238.16M+68.8%
Enterprise value$320.14M+56.7%
P/E11.1×+3.4×
P/S1.8×+0.7×

Profitability

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Net margin16.5%+2.5pp
FCF margin16.4%-12.9pp

Returns & leverage

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Return on equity11.5%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Meridian in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: Meridian’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Meridian's noninterest-bearing deposits?
Meridian (MRBK) reported noninterest-bearing deposits of $243.46M in Q1 2026.
How has Meridian's noninterest-bearing deposits changed year-over-year?
Meridian's noninterest-bearing deposits decreased by 24.7% year-over-year, from $323.49M to $243.46M.
What is the long-term trend for Meridian's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Meridian's noninterest-bearing deposits has grown at a 3.8% compound annual growth rate (CAGR), from $203.84M to $245.38M.
What does noninterest-bearing deposits mean?
These are demand deposit accounts that do not pay interest to the customer, providing the bank with a low-cost source of funding. A higher proportion of these deposits significantly improves the bank's net interest margin. They are a key indicator of the bank's ability to attract and retain core customer relationships.