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First Internet Bancorp INBK Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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Other financials

Income statement

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Net income$2.5M+166%
EPS (diluted)$0.29+164%

Balance sheet

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Cash & equivalents$601.8M+52.6%
Total debt$240.9M-39.0%
Total equity$361.0M-6.9%
Total assets$5.7B-2.4%

Cash flow

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Operating cash flow$75.6M+130%
CapEx$299.0K+62.5%
Free cash flow$75.3M+131%

Valuation

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Market cap$242.32M+1.5%
Enterprise value-$118.58M-289%
P/S21×

Profitability

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Net margin218.7%
FCF margin-413.2%

Returns & leverage

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Return on equity-9%-15.0pp
Debt / equity0.7×-0.4×

Where this comes from

Reported directly by First Internet Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: First Internet Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Internet Bancorp's noninterest-bearing deposits?
First Internet Bancorp (INBK) reported noninterest-bearing deposits of $149.51M in Q1 2026.
How has First Internet Bancorp's noninterest-bearing deposits changed year-over-year?
First Internet Bancorp's noninterest-bearing deposits decreased by 1.5% year-over-year, from $151.82M to $149.51M.
What is the long-term trend for First Internet Bancorp's noninterest-bearing deposits?
Over 5 years (2020 to 2025), First Internet Bancorp's noninterest-bearing deposits has grown at a 8.7% compound annual growth rate (CAGR), from $96.75M to $146.88M.
What does noninterest-bearing deposits mean?
This represents demand deposit accounts that do not pay interest to the account holder, such as standard checking accounts. These deposits are a low-cost source of funding for the bank's lending activities. A higher proportion of these deposits generally improves the bank's net interest margin.