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Meridian MRBK Bank — Provision for Loan, Lease, and Other Losses

Other segment segments

Mortgage
$0
Wealth
$0

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Other financials

Income statement

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Revenue$30.2M+11.6%
Net income$2.0M-16.4%
EPS (diluted)$0.17-19.0%

Balance sheet

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Cash & equivalents$28.3M-78.5%
Total debt$110.2M+5.2%
Total equity$200.2M+15.4%
Total assets$2.6B+1.9%

Cash flow

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Operating cash flow$2.9M-84.2%
CapEx$227.0K-12.4%
Free cash flow$2.6M-85.2%

Valuation

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Market cap$238.16M+68.8%
Enterprise value$320.14M+56.7%
P/E11.1×+3.4×
P/S1.8×+0.7×

Profitability

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Net margin16.5%+2.5pp
FCF margin16.4%-12.9pp

Returns & leverage

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Return on equity11.5%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Meridian in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Meridian’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Meridian's bank — provision for loan, lease, and other losses?
Meridian (MRBK) reported bank — provision for loan, lease, and other losses of $7.49M in Q1 2026.
How has Meridian's bank — provision for loan, lease, and other losses changed year-over-year?
Meridian's bank — provision for loan, lease, and other losses increased by 43.8% year-over-year, from $5.21M to $7.49M.
What is the long-term trend for Meridian's bank — provision for loan, lease, and other losses?
Over 3 years (2022 to 2025), Meridian's bank — provision for loan, lease, and other losses has grown at a 82.6% compound annual growth rate (CAGR), from $2.49M to $15.15M.
What does bank — provision for loan, lease, and other losses mean?
An expense charged to the income statement to maintain the allowance for loan and lease losses at a level adequate to cover estimated credit losses. This metric provides insight into the bank's risk management practices and the perceived credit quality of its loan portfolio.