Provision for Credit Losses
Morgan Stanley Provision for Credit Losses increased by 316.7% to $13.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 59.4%, from $32.00M to $13.00M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 35.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
cf_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $57.00M | $19.00M | -$66.00M | $18.00M | $9.00M | $29.00M | $8.00M | $33.00M | $23.00M | $11.00M | $16.00M | -$9.00M | $79.00M | $32.00M | $54.00M | $58.00M | -$6.00M | $13.00M |
| QoQ Change | — | -66.7% | -447.4% | +127.3% | -50.0% | +222.2% | -72.4% | +312.5% | -30.3% | -52.2% | +45.5% | -156.3% | +977.8% | -59.5% | +68.8% | +7.4% | -110.3% | +316.7% |
| YoY Change | — | — | — | — | -84.2% | +52.6% | +112.1% | +83.3% | +155.6% | -62.1% | -51.5% | -139.1% | +618.2% | — | +237.5% | +744.4% | -107.6% | -59.4% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's provision for credit losses?
- Morgan Stanley (MS) reported provision for credit losses of $13.00M in Q4 2025.
- How has Morgan Stanley's provision for credit losses changed year-over-year?
- Morgan Stanley's provision for credit losses decreased by 59.4% year-over-year, from $32.00M to $13.00M.
- What is the long-term trend for Morgan Stanley's provision for credit losses?
- Over 3 years (2021 to 2025), Morgan Stanley's provision for credit losses has grown at a 35.3% compound annual growth rate (CAGR), from -$48.00M to $119.00M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.