Provision for Credit Losses
Operating ExpensesMorgan Stanley Provision for Credit Losses increased by 3750.0% to $231.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 621.9%, from $32.00M to $231.00M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 88.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease suggests improving credit conditions.
Detailed definition
An expense charged to the income statement to maintain the allowance for loan and lease losses at a level management dee...
Peer comparison
Standard risk metric for all lending institutions; highly comparable across the banking industry.
is_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $57.00M | $19.00M | $16.00M | $18.00M | $9.00M | $29.00M | $8.00M | $33.00M | $23.00M | $11.00M | $16.00M | -$9.00M | $79.00M | $32.00M | $54.00M | $58.00M | $6.00M | $231.00M |
| QoQ Change | — | -66.7% | -15.8% | +12.5% | -50.0% | +222.2% | -72.4% | +312.5% | -30.3% | -52.2% | +45.5% | -156.3% | +977.8% | -59.5% | +68.8% | +7.4% | -89.7% | >999% |
| YoY Change | — | — | — | — | -84.2% | +52.6% | -50.0% | +83.3% | +155.6% | -62.1% | -51.5% | -139.1% | +618.2% | — | +237.5% | +744.4% | -92.4% | +621.9% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's provision for credit losses?
- Morgan Stanley (MS) reported provision for credit losses of $231.00M in Q4 2025.
- How has Morgan Stanley's provision for credit losses changed year-over-year?
- Morgan Stanley's provision for credit losses increased by 621.9% year-over-year, from $32.00M to $231.00M.
- What is the long-term trend for Morgan Stanley's provision for credit losses?
- Over 3 years (2021 to 2025), Morgan Stanley's provision for credit losses has grown at a 88.6% compound annual growth rate (CAGR), from $52.00M to $349.00M.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from loans that may not be repaid.