What is Midland States Bancorp's gross loans?

Midland States Bancorp (MSBI) reported gross loans of $4.34B in Q1 2026.

How has Midland States Bancorp's gross loans changed year-over-year?

Midland States Bancorp's gross loans decreased by 13.5% year-over-year, from $5.02B to $4.34B.

What is the long-term trend for Midland States Bancorp's gross loans?

Over 5 years (2020 to 2025), Midland States Bancorp's gross loans has grown at a -3.1% compound annual growth rate (CAGR), from $5.1B to $4.35B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Midland States Bancorp MSBI Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

First Mid Bancshares, Inc.FMBH

$6.85B+21.8%

Regions FinancialRF

$97.93B+2.3%

Mid Penn BancorpMPB

$5.51B+22.7%

Eastern Bankshares, Inc.EBC

$22.92B+28.0%

Northwest BancsharesNWBI

$13.06B+16.4%

Other financials

Income statement

See full

Revenue$79.5M+4.6%

Net income$18.5M+113%

EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%

Total debt$162.4M+220%

Total equity$559.0M-2.2%

Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%

CapEx$619.0K-66.5%

Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%

Enterprise value$681.22M+127%

P/E18×—

P/S1.9×+0.9×

Profitability

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Net margin10.7%—

FCF margin37%-5.4pp

Returns & leverage

See full

Return on equity6.2%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's gross loans?: Midland States Bancorp (MSBI) reported gross loans of $4.34B in Q1 2026.
How has Midland States Bancorp's gross loans changed year-over-year?: Midland States Bancorp's gross loans decreased by 13.5% year-over-year, from $5.02B to $4.34B.
What is the long-term trend for Midland States Bancorp's gross loans?: Over 5 years (2020 to 2025), Midland States Bancorp's gross loans has grown at a -3.1% compound annual growth rate (CAGR), from $5.1B to $4.35B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.