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Midland States Bancorp MSBI Borrowings at Fair Value

Borrowings at Fair Value at other companies

West Bancorporation logo
West BancorporationWTBA
$80.22M+0.3%
HBT
HBT Financial, Inc.HBT
$84M+112%
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First Mid Bancshares, Inc.FMBH
Northwest Bancshares logo
Northwest BancsharesNWBI
Greene County Bancorp logo
Greene County BancorpGCBC
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's borrowings at fair value?
Midland States Bancorp (MSBI) reported borrowings at fair value of $27.02M in Q1 2026.
How has Midland States Bancorp's borrowings at fair value changed year-over-year?
Midland States Bancorp's borrowings at fair value decreased by 65.2% year-over-year, from $77.75M to $27.02M.
What is the long-term trend for Midland States Bancorp's borrowings at fair value?
Over 5 years (2020 to 2025), Midland States Bancorp's borrowings at fair value has grown at a -30.8% compound annual growth rate (CAGR), from $169.8M to $27.02M.
What does borrowings at fair value mean?
This represents debt obligations that the bank has elected to measure at fair value rather than amortized cost. Changes in the fair value of these borrowings are reflected in the income statement, providing transparency into the market-based valuation of the bank's liabilities.