Midland States Bancorp MSBI Proceeds from sales of consumer loans held for sale

Proceeds from sales of consumer loans held for sale at other companies

Republic BancorpRBCAA

$294.1M+10.3%

Financial InstitutionsFISI

$10.95M+58.9%

QCR HoldingsQCRH

$25.68M+53.9%

Independent Bank CorporationIBCP

$84.64M+11.4%

Coastal FinancialCCB

$3.28B+340%

SPF

South Plains Financial, Inc.SPFI

$57.71M-21.4%

Other financials

Income statement

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Revenue$79.5M+4.6%

Net income$18.5M+113%

EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%

Total debt$162.4M+220%

Total equity$559.0M-2.2%

Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%

CapEx$619.0K-66.5%

Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%

Enterprise value$681.22M+127%

P/E18×—

P/S1.9×+0.9×

Profitability

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Net margin10.7%—

FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:ProceedsFromSaleLoanHeldForSalePreviouslyClassifiedAsPortfolioLoans.

The official record: Midland States Bancorp’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's proceeds from sales of consumer loans held for sale?: Midland States Bancorp (MSBI) reported proceeds from sales of consumer loans held for sale of $15.27M in Q4 2025.
What does proceeds from sales of consumer loans held for sale mean?: Captures the cash inflows generated from the sale of consumer loans that were specifically originated or acquired with the intent to sell. This is a key indicator of the bank's secondary market activity and its ability to generate fee-based income through loan turnover.