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Midland States Bancorp MSBI Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's interest-bearing deposit liabilities?
Midland States Bancorp (MSBI) reported interest-bearing deposit liabilities of $4.43B in Q1 2026.
How has Midland States Bancorp's interest-bearing deposit liabilities changed year-over-year?
Midland States Bancorp's interest-bearing deposit liabilities decreased by 8.7% year-over-year, from $4.85B to $4.43B.
What is the long-term trend for Midland States Bancorp's interest-bearing deposit liabilities?
Over 5 years (2020 to 2025), Midland States Bancorp's interest-bearing deposit liabilities has grown at a 3.8% compound annual growth rate (CAGR), from $3.63B to $4.38B.
What does interest-bearing deposit liabilities mean?
This represents the total volume of customer deposits on which the bank pays interest, such as savings accounts, money market accounts, and certificates of deposit. It is a primary funding source for lending activities, and the cost of these deposits directly impacts the bank's interest expense.