What is Midland States Bancorp's lease impairment charges?

Midland States Bancorp (MSBI) reported lease impairment charges of $171K in Q4 2025.

How has Midland States Bancorp's lease impairment charges changed year-over-year?

Midland States Bancorp's lease impairment charges decreased by 91.3% year-over-year, from $1.96M to $171K.

What does lease impairment charges mean?

Captures non-cash charges recognized when the carrying amount of leased assets exceeds their recoverable value. This serves as an indicator of asset quality deterioration or adverse changes in the market value of leased equipment and property.

Midland States Bancorp MSBI Lease impairment charges

Lease impairment charges at other companies

Strategic Education, Inc.STRA

$233K+195%

Huron Consulting GroupHURN

$0-100%

Monro, Inc.MNRO

$2.2M0.0%

OppFiOPFI

$0-100%

Fortrea Holdings Inc.FTRE

$0-100%

Target HospitalityTH

$0—

Other financials

Income statement

See full

Revenue$79.5M+4.6%

Net income$18.5M+113%

EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%

Total debt$162.4M+220%

Total equity$559.0M-2.2%

Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%

CapEx$619.0K-66.5%

Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%

Enterprise value$681.22M+127%

P/E18×—

P/S1.9×+0.9×

Profitability

See full

Net margin10.7%—

FCF margin37%-5.4pp

Returns & leverage

See full

Return on equity6.2%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseImpairmentLoss.

The official record: Midland States Bancorp’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's lease impairment charges?: Midland States Bancorp (MSBI) reported lease impairment charges of $171K in Q4 2025.
How has Midland States Bancorp's lease impairment charges changed year-over-year?: Midland States Bancorp's lease impairment charges decreased by 91.3% year-over-year, from $1.96M to $171K.
What does lease impairment charges mean?: Captures non-cash charges recognized when the carrying amount of leased assets exceeds their recoverable value. This serves as an indicator of asset quality deterioration or adverse changes in the market value of leased equipment and property.