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Midland States Bancorp MSBI Residential mortgage banking revenue

Residential mortgage banking revenue at other companies

Shore Bancshares logo
Shore BancsharesSHBI
$1.45M+16.9%
Origin Bancorp logo
Origin BancorpOBK
$563K-38.5%
Columbia Banking Systems logo
Columbia Banking SystemsCOLB
$12M+33.3%
Renasant logo
RenasantRNST
$9.44M+15.8%
CNB Financial logo
CNB FinancialCCNE
$341K+255%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$10.76M+91.6%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:FeesAndCommissionsMortgageBankingAndServicingAndOtherResidential.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's residential mortgage banking revenue?
Midland States Bancorp (MSBI) reported residential mortgage banking revenue of $626K in Q1 2026.
How has Midland States Bancorp's residential mortgage banking revenue changed year-over-year?
Midland States Bancorp's residential mortgage banking revenue decreased by 7.4% year-over-year, from $676K to $626K.
What is the long-term trend for Midland States Bancorp's residential mortgage banking revenue?
Over 4 years (2021 to 2025), Midland States Bancorp's residential mortgage banking revenue has grown at a -15.2% compound annual growth rate (CAGR), from $5.53M to $2.86M.
What does residential mortgage banking revenue mean?
This metric captures income derived from originating, selling, and servicing residential mortgage loans. It reflects the bank's participation in the housing finance market and its ability to generate fee income from mortgage activities. Fluctuations in this metric are often driven by interest rate environments and housing market demand.