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Midland States Bancorp MSBI Loans, including fees: Tax exempt

Loans, including fees: Tax exempt at other companies

Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB
$40K-13.0%
Peoples Financial Services logo
Peoples Financial ServicesPFIS
$2.07M-7.9%
QCR Holdings logo
QCR HoldingsQCRH
$25.46M-3.4%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$516K-14.1%
ACNB logo
ACNBACNB
$338K+15.8%
Lakeland Financial logo
Lakeland FinancialLKFN
$83.11M+1.7%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:InterestAndFeeIncomeLoansAndLeasesTaxExempt.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's loans, including fees: tax exempt?
Midland States Bancorp (MSBI) reported loans, including fees: tax exempt of $383K in Q1 2026.
How has Midland States Bancorp's loans, including fees: tax exempt changed year-over-year?
Midland States Bancorp's loans, including fees: tax exempt increased by 7.6% year-over-year, from $356K to $383K.
What is the long-term trend for Midland States Bancorp's loans, including fees: tax exempt?
Over 4 years (2021 to 2025), Midland States Bancorp's loans, including fees: tax exempt has grown at a -9.6% compound annual growth rate (CAGR), from $2.47M to $1.65M.
What does loans, including fees: tax exempt mean?
This reflects interest income derived from loans that are exempt from federal income tax, typically municipal or public sector lending. It is a strategic component of the loan portfolio that provides tax-advantaged yield to the institution.