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Midland States Bancorp MSBI Loans, including fees: Taxable

Loans, including fees: Taxable at other companies

Lakeland Financial logo
Lakeland FinancialLKFN
$83.11M+1.7%
Citizens & Northern logo
Citizens & NorthernCZNC
$35.64M+29.6%
ACNB logo
ACNBACNB
$36.3M+14.6%
First Merchants Corporation logo
First Merchants CorporationFRME
$213.63M+13.8%
QCR Holdings logo
QCR HoldingsQCRH
$76.66M+3.5%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$52.08M+8.9%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:InterestAndFeeIncomeLoansAndLeasesTaxable.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's loans, including fees: taxable?
Midland States Bancorp (MSBI) reported loans, including fees: taxable of $65.56M in Q1 2026.
How has Midland States Bancorp's loans, including fees: taxable changed year-over-year?
Midland States Bancorp's loans, including fees: taxable decreased by 15.6% year-over-year, from $77.67M to $65.56M.
What is the long-term trend for Midland States Bancorp's loans, including fees: taxable?
Over 4 years (2021 to 2025), Midland States Bancorp's loans, including fees: taxable has grown at a 9.7% compound annual growth rate (CAGR), from $213.92M to $310.17M.
What does loans, including fees: taxable mean?
This represents the interest and fee income generated from the bank's portfolio of taxable loans and leases. It serves as a primary indicator of the core lending business's ability to generate revenue from commercial and consumer credit products.