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Midland States Bancorp MSBI Federal Home Loan Bank advances

Federal Home Loan Bank advances at other companies

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Washington Trust BancorpWASH
$6.78M-38.1%
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$2.24M+0.4%
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Axos FinancialAX
$6.77M+2,111%
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Camden NationalCAC
$328M+0.9%
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Southern First BancsharesSFST
$240M

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept msbi:InterestExpenseFederalHomeLoanBankAdvancesAndOtherBorrowings.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's federal home loan bank advances?
Midland States Bancorp (MSBI) reported federal home loan bank advances of $2.67M in Q1 2026.
How has Midland States Bancorp's federal home loan bank advances changed year-over-year?
Midland States Bancorp's federal home loan bank advances decreased by 15.6% year-over-year, from $3.16M to $2.67M.
What is the long-term trend for Midland States Bancorp's federal home loan bank advances?
Over 4 years (2021 to 2025), Midland States Bancorp's federal home loan bank advances has grown at a 14.7% compound annual growth rate (CAGR), from $8.44M to $14.62M.
What does federal home loan bank advances mean?
This represents the interest expense associated with collateralized borrowings from the Federal Home Loan Bank system. It reflects the bank's reliance on wholesale funding to support its liquidity needs and lending operations.