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Midland States Bancorp MSBI Federal Funds Sold

Federal Funds Sold at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$2K+100%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$220K-15.7%
West Bancorporation logo
West BancorporationWTBA
$2.05M+26.6%
CTB
Community Trust BancorpCTBI
$99K+10.0%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeFederalFundsSold.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's federal funds sold?
Midland States Bancorp (MSBI) reported federal funds sold of $809K in Q1 2026.
How has Midland States Bancorp's federal funds sold changed year-over-year?
Midland States Bancorp's federal funds sold increased by 12.7% year-over-year, from $718K to $809K.
What is the long-term trend for Midland States Bancorp's federal funds sold?
Over 4 years (2021 to 2025), Midland States Bancorp's federal funds sold has grown at a 43.5% compound annual growth rate (CAGR), from $728K to $3.09M.
What does federal funds sold mean?
This represents interest earned from lending excess reserve balances to other financial institutions on an overnight basis. It serves as a measure of the bank's short-term liquidity management and the yield earned on idle cash.