What is Midland States Bancorp's lease impairment?

Midland States Bancorp (MSBI) reported lease impairment of $171K in Q4 2025.

How has Midland States Bancorp's lease impairment changed year-over-year?

Midland States Bancorp's lease impairment decreased by 91.3% year-over-year, from $1.96M to $171K.

What does lease impairment mean?

Represents the write-down in the carrying value of leased assets when their fair value falls below their book value. This metric highlights potential risks associated with the bank's equipment financing or leasing portfolio.

Midland States Bancorp MSBI Lease impairment

Lease impairment at other companies

Monro, Inc.MNRO

$2.2M0.0%

Boston BeerSAM

$150K—

BankUnitedBKU

$51.75K+283%

Tetra TechTTEK

$0—

ZymeworksZYME

$79K—

Haverty Furniture CompaniesHVT

$0—

Other financials

Income statement

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Revenue$79.5M+4.6%

Net income$18.5M+113%

EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%

Total debt$162.4M+220%

Total equity$559.0M-2.2%

Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%

CapEx$619.0K-66.5%

Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%

Enterprise value$681.22M+127%

P/E18×—

P/S1.9×+0.9×

Profitability

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Net margin10.7%—

FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%—

Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseImpairmentLoss.

The official record: Midland States Bancorp’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's lease impairment?: Midland States Bancorp (MSBI) reported lease impairment of $171K in Q4 2025.
How has Midland States Bancorp's lease impairment changed year-over-year?: Midland States Bancorp's lease impairment decreased by 91.3% year-over-year, from $1.96M to $171K.
What does lease impairment mean?: Represents the write-down in the carrying value of leased assets when their fair value falls below their book value. This metric highlights potential risks associated with the bank's equipment financing or leasing portfolio.