When did M&T Bank report Q1 2025 earnings?

M&T Bank (MTB) reported Q1 2025 earnings on April 14, 2025 before market open.

What were M&T Bank's Q1 2025 revenue and EPS?

M&T Bank reported revenue of $2.3B and diluted EPS of $3.38 for Q1 2025.

Did M&T Bank beat estimates in Q1 2025?

Revenue missed the consensus estimate of $2.3B by $38.5M. EPS missed the consensus estimate of $3.40 by $0.02.

Where can I find M&T Bank's Q1 2025 SEC filings?

You can read the 10-Q periodic report (0001628280-25-022036) directly on SEC EDGAR. The filing index links above go to sec.gov.

M&T Bank MTB Q1 2025 earnings

Reported April 14, 2025 · Before market open

Revenue$2.3BMiss by $38.5M Diluted EPS$3.38Miss by $0.02

Revenue estimate$2.3B

EPS estimate$3.40

Next report

Jul 15, 2026 (In 5 days)

Revenue estimate$2.5B

EPS estimate$4.66

Financials

Q1 2025

Income statement

See full

Revenue$2.3B+2.0%

Net income$584.0M+10.0%

EPS (diluted)$3.32+9.9%

Balance sheet

See full

Cash & equivalents$22.8B+1,243%

Total debt$13.6B-16.5%

Total equity$29.0B+6.7%

Total assets$210.32B-2.2%

Cash flow

See full

Operating cash flow$635.0M+4.4%

CapEx$25.0M-28.6%

Free cash flow$610.0M+6.5%

Valuation & ratios

Valuation

as of 03/31/25

See full

Market cap$29.37B+21.6%

Enterprise value$20.17B-47.9%

P/E11.1×+1.7×

P/S3.1×+0.6×

Profitability

See full

Net margin28.3%+1.3pp

FCF margin37.4%-3.1pp

Returns & leverage

See full

Return on equity9.4%-0.4pp

Debt / equity0.5×-0.1×

Segments

By segment

See full

Retail Bank$1.2B—

Commercial Bank$702.0M—

Institutional Services and Wealth Management$380.0M+0.8%

All Other$44.0M+152%

By product

See full

Trust income$177.0M+10.6%

Service charges on deposit accounts$133.0M+7.3%

Merchant discount and credit card interchange fees$37.0M0.0%

Brokerage services income$32.0M+10.3%

Versus estimates

Revenue

Q1 2026$2.4BBeat by $10.7M Q4 2025$2.5BBeat by $2.2M Q3 2025$2.5BBeat by $72.3M Q2 2025$2.4BBeat by $7.2M

Q1 2025$2.3BMiss by $38.5M

Q4 2024$2.4BBeat by $18.6M

Diluted EPS

Q1 2026$4.18Beat by $0.16 Q4 2025$4.67Beat by $0.19 Q3 2025$4.87Beat by $0.44 Q2 2025$4.28Beat by $0.29

Q1 2025$3.38Miss by $0.02

Q4 2024$3.92Beat by $0.17

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Questions, answered.

When did M&T Bank report Q1 2025 earnings?: M&T Bank (MTB) reported Q1 2025 earnings on April 14, 2025 before market open.
What were M&T Bank's Q1 2025 revenue and EPS?: M&T Bank reported revenue of $2.3B and diluted EPS of $3.38 for Q1 2025.
Did M&T Bank beat estimates in Q1 2025?: Revenue missed the consensus estimate of $2.3B by $38.5M. EPS missed the consensus estimate of $3.40 by $0.02.
Where can I find M&T Bank's Q1 2025 SEC filings?: You can read the 10-Q periodic report (0001628280-25-022036) directly on SEC EDGAR. The filing index links above go to sec.gov.