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M&T Bank MTB Q1 2026 earnings

Reported April 15, 2026 · Before market open

Revenue$2.4BBeat by $10.7MDiluted EPS$4.18Beat by $0.16
Revenue estimate$2.4B
EPS estimate$4.02

Next report

Jul 15, 2026 (In 5 days)
Revenue estimate$2.5B
EPS estimate$4.66

Financials

Q1 2026

Income statement

See full
Revenue$2.4B+5.9%
Net income$664.0M+13.7%
EPS (diluted)$4.13+24.4%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$28.0B-3.5%
Total assets$214.74B+2.1%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation & ratios

Valuation

as of 07/08/26
See full
Market cap$35.11B+4.5%
Enterprise value$45.59B+104%
P/E12×-0.7×
P/S3.6×0.0×

Profitability

See full
Net margin29.8%+1.5pp
FCF margin32.2%-5.2pp

Returns & leverage

See full
Return on equity10.3%+0.9pp
Debt / equity1×+0.5×

Segments

By segment

See full
Retail Bank$1.2B-1.1%
Commercial Bank$728.0M+3.7%
Institutional Services and Wealth Management$377.0M-0.8%
All Other$169.0M+284%

By product

See full
Trust income$183.0M+3.4%
Service charges on deposit accounts$139.0M+4.5%
Merchant discount and credit card interchange fees$37.0M0.0%
Brokerage services income$35.0M+9.4%

Versus estimates

Revenue

Q1 2026$2.4BBeat by $10.7M
Q4 2025$2.5BBeat by $2.2MQ3 2025$2.5BBeat by $72.3MQ2 2025$2.4BBeat by $7.2MQ1 2025$2.3BMiss by $38.5MQ4 2024$2.4BBeat by $18.6M

Diluted EPS

Q1 2026$4.18Beat by $0.16
Q4 2025$4.67Beat by $0.19Q3 2025$4.87Beat by $0.44Q2 2025$4.28Beat by $0.29Q1 2025$3.38Miss by $0.02Q4 2024$3.92Beat by $0.17

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Questions, answered.

When did M&T Bank report Q1 2026 earnings?
M&T Bank (MTB) reported Q1 2026 earnings on April 15, 2026 before market open.
What were M&T Bank's Q1 2026 revenue and EPS?
M&T Bank reported revenue of $2.4B and diluted EPS of $4.18 for Q1 2026.
Did M&T Bank beat estimates in Q1 2026?
Revenue beat the consensus estimate of $2.4B by $10.7M. EPS beat the consensus estimate of $4.02 by $0.16.
How did M&T Bank's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.9% from $2.3B a year earlier and diluted EPS grew 23.7% from $3.38.
Where can I find M&T Bank's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000036270-26-000025) and the 10-Q periodic report (0000036270-26-000034) directly on SEC EDGAR. The filing index links above go to sec.gov.