Where do M&T Bank's ratios come from?

Every ratio is computed from M&T Bank's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

M&T Bank MTB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	115.3%+8.7pp	106.6%-8.6pp	115.2%+13.9pp	101.3%-16.0pp
Returns
Return on equity	38.3%+1.9pp	36.4%-8.2pp	44.6%+9.9pp	34.6%-7.6pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Leverage
Debt-to-equity	2.2×+0.5×	1.7×-0.3×	1.9×+1.1×	0.9×0.0×
Per Share
Book value per share	$721.18+6.4%	$677.95+8.6%	$624.50—	——
Valuation
Market capitalization	$121.73B+10.6%	$110.09B+30.9%	$84.12B-21.0%	$106.48B+37.9%
Price / earnings	44.4×-0.1×	44.5×+13.9×	30.6×-31.3×	61.9×+17.6×
Price / sales	12.8×+0.9×	11.9×+3.1×	8.8×-6.7×	15.5×+2.5×
Price / book	4.2×+0.3×	3.9×+0.7×	3.2×-1.3×	4.5×0.0×
Dividend yield	11.8%-1.2pp	13%-3.4pp	16.3%+5.8pp	10.5%-1.3pp

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Questions, answered.

Where do M&T Bank's ratios come from?: Every ratio is computed from M&T Bank's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.