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MVB Financial Corp. MVBF CoRe Banking — Interest Expense

Other segment segments

Financial Holding Company
$652K-18.2%
Mortgage Banking
$0

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Other financials

Income statement

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Revenue$51.1M+51.4%
Net income$12.3M+512%
EPS (diluted)$0.93+520%

Balance sheet

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Cash & equivalents$312.6M-21.7%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.5B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$329.0K+72.3%
Free cash flow-$23.4M-269%

Valuation

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Market cap$386.56M+30.8%
P/E10×-7.3×
P/S2.1×0.0×

Profitability

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Net margin20.6%+9.0pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: MVB Financial Corp.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:43 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001277902-26-000084
Three Months Ended June 30, 2026Co Re BankingMortgage BankingFinancial Holding CompanyOtherIntercompany EliminationsConsolidated
(Dollars in thousands)
Interest income$48,479$103$1$48,583
Interest expense15,65765216,309
Net interest income (expense)32,822103(651)32,274
Provision for credit losses4,627504,677
Net interest income (expense) after provision for credit losses28,195103(701)27,597
Noninterest income17,0831,8333,600210(3,930)18,796
Noninterest Expenses:

Item 1 – Financial Statements

FAQ

What is MVB Financial Corp.'s core banking — interest expense?
MVB Financial Corp. (MVBF) reported core banking — interest expense of $15.66M in Q2 2026.
How has MVB Financial Corp.'s core banking — interest expense changed year-over-year?
MVB Financial Corp.'s core banking — interest expense decreased by 0.9% year-over-year, from $15.81M to $15.66M.
What is the long-term trend for MVB Financial Corp.'s core banking — interest expense?
Over 3 years (2022 to 2025), MVB Financial Corp.'s core banking — interest expense has grown at a 80.9% compound annual growth rate (CAGR), from $10.92M to $64.62M.
What does core banking — interest expense mean?
The total cost incurred by the banking segment to fund its operations through interest-bearing liabilities. This primarily reflects interest paid on customer deposits, money market accounts, and other borrowed funds.

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