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MVB Financial Corp. MVBF Net Interest Income

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Segments

By segment

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CoRe Banking$32.82M+23.8%
Financial Holding Company-$651K+18.1%
Mortgage Banking$103K0.0%

Other financials

Income statement

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Revenue$51.1M+51.4%
Net income$12.3M+512%
EPS (diluted)$0.93+520%

Balance sheet

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Cash & equivalents$312.6M-21.7%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.5B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$329.0K+72.3%
Free cash flow-$23.4M-269%

Valuation

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Market cap$386.56M+30.8%
P/E10×-7.3×
P/S2.1×0.0×

Profitability

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Net margin20.6%+9.0pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: MVB Financial Corp.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:43 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001277902-26-000084
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Interest on subordinated debt3147971,1721,594
Interest on revolving line of credit338470
Total interest expense16,30916,60432,63133,157
NET INTEREST INCOME32,27425,78060,72652,456
Provision for credit losses4,6771,9906,5312,167
Net interest income after provision for credit losses27,59723,79054,19550,289
NONINTEREST INCOME
Payment card and service charge income6,0084,65311,0949,638

Item 1 – Financial Statements

FAQ

What is MVB Financial Corp.'s net interest income?
MVB Financial Corp. (MVBF) reported net interest income of $32.27M in Q2 2026.
How has MVB Financial Corp.'s net interest income changed year-over-year?
MVB Financial Corp.'s net interest income increased by 25.2% year-over-year, from $25.78M to $32.27M.
What is the long-term trend for MVB Financial Corp.'s net interest income?
Over 4 years (2021 to 2025), MVB Financial Corp.'s net interest income has grown at a 8.6% compound annual growth rate (CAGR), from $77.16M to $107.41M.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and debt. It is the fundamental measure of a bank's core profitability derived from its primary lending and deposit-taking activities.

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