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C&F Financial CFFI Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
National Bankshares logo
National BanksharesNKSH
$12.62M+23.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$26.11M+13.5%

Segments

By segment

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Community Banking$21.62M+15.3%
Consumer Finance$6.67M+3.5%
All Other Segments-$1.1M-84.6%
Mortgage Banking$308K+15.4%

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's net interest income?
C&F Financial (CFFI) reported net interest income of $27.71M in Q1 2026.
How has C&F Financial's net interest income changed year-over-year?
C&F Financial's net interest income increased by 10.8% year-over-year, from $25.01M to $27.71M.
What is the long-term trend for C&F Financial's net interest income?
Over 4 years (2021 to 2025), C&F Financial's net interest income has grown at a 5.6% compound annual growth rate (CAGR), from $85.37M to $106.21M.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and borrowings. It is the primary driver of a bank's core profitability and reflects the effectiveness of its asset-liability management. This metric is essential for evaluating how well the bank manages its net interest margin in varying interest rate cycles.