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National Bankshares NKSH Net Interest Income

Net Interest Income at other companies

Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
Truist Financial logo
Truist FinancialTFC
$3.6B+2.6%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$16.91M-11.0%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$26.11M+13.5%
Union Bankshares logo
Union BanksharesUNB
$11.3M+10.0%

Other financials

Income statement

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Revenue$15.3M+19.4%
Net income$5.0M+53.9%
EPS (diluted)$0.78+52.9%

Balance sheet

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Cash & equivalents$62.2M-49.3%
Total debt$1.9M+34.6%
Total equity$187.4M+12.0%
Total assets$1.8B-0.4%

Cash flow

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Operating cash flow$3.3M+28.6%
CapEx$229.0K-76.2%
Free cash flow$3.1M+91.6%

Valuation

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Market cap$231.36M+34.3%
Enterprise value$171.13M+111%
P/E13.2×-2.1×
P/S+0.5×

Profitability

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Net margin30.3%+12.1pp
FCF margin28.6%+19.7pp

Returns & leverage

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Return on equity9.9%+4.2pp
Debt / equity0.0×

Where this comes from

Reported directly by National Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: National Bankshares’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bankshares's net interest income?
National Bankshares (NKSH) reported net interest income of $12.62M in Q1 2026.
How has National Bankshares's net interest income changed year-over-year?
National Bankshares's net interest income increased by 23.1% year-over-year, from $10.25M to $12.62M.
What is the long-term trend for National Bankshares's net interest income?
Over 4 years (2021 to 2025), National Bankshares's net interest income has grown at a 2.1% compound annual growth rate (CAGR), from $41.89M to $45.56M.
What does net interest income mean?
The difference between interest earned on loans and investment securities and the interest paid on deposits and other borrowings. It is the fundamental measure of a bank's core profitability and its ability to manage the interest rate spread between assets and liabilities.