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C&F Financial CFFI Community Banking — Interest Income Expense Net

Other segment segments

Consumer Finance
$6.67M+3.5%
All Other Segments
-$1.1M-84.6%
Mortgage Banking
$308K+15.4%

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Other financials

Income statement

See full
Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

See full
Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — interest income expense net?
C&F Financial (CFFI) reported community banking — interest income expense net of $21.62M in Q1 2026.
How has C&F Financial's community banking — interest income expense net changed year-over-year?
C&F Financial's community banking — interest income expense net increased by 15.3% year-over-year, from $18.76M to $21.62M.
What is the long-term trend for C&F Financial's community banking — interest income expense net?
Over 4 years (2021 to 2025), C&F Financial's community banking — interest income expense net has grown at a 9.6% compound annual growth rate (CAGR), from $56.71M to $81.7M.
What does community banking — interest income expense net mean?
Calculates the net interest income for the community banking segment after accounting for all interest-related inflows and outflows, including internal allocations. It is a key measure of the segment's core banking profitability and net interest margin efficiency.