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NB Bancorp, Inc. NBBK Q4 2025 Annual earnings

Reported January 22, 2026 · After market close

Revenue$87.9MBeat by $12.2M
EPS$0.51Beat by $0.02
Revenue estimate$75.8M
EPS estimate$0.49

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$77.3M
EPS estimate$0.59

Financials

Q4 2025

Income statement

See full
Revenue$63.4M+33.9%
Net income$7.7M-50.6%
EPS (diluted)$0.20-50.0%

Balance sheet

See full
Cash & equivalents$407.6M+12.0%
Total debt$21.7M+64.7%
Total equity$858.9M+12.3%
Total assets$7.0B+35.8%

Cash flow

See full
Operating cash flow--100%
CapEx$2.1M+268%
Free cash flow--100%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$907.18M+17.6%
Enterprise value$521.32M+23.9%
P/E18×-0.3×
P/S4.2×-0.2×

Profitability

See full
Net margin23.5%-0.7pp
FCF margin28%+4.3pp

Returns & leverage

See full
Return on equity6.2%+0.7pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$74.7MBeat by $2.0MQ1 2026$69.4MMiss by $2.2M
Q4 2025$87.9MBeat by $12.2M
Q3 2025$83.3MQ2 2025$83.0MQ4 2024$81.0M

Diluted EPS

Q2 2026$0.55Beat by $0.08Q1 2026$0.38Miss by $0.16
Q4 2025$0.51Beat by $0.02
Q3 2025$0.45Beat by $0.03Q2 2025$0.40Beat by $0.05Q4 2024$0.40Beat by $0.08

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Questions, answered.

When did NB Bancorp, Inc. report Q4 2025 earnings?
NB Bancorp, Inc. (NBBK) reported Q4 2025 earnings on January 22, 2026 after market close.
What were NB Bancorp, Inc.'s Q4 2025 revenue and EPS?
NB Bancorp, Inc. reported revenue of $87.9M and eps of $0.51 for Q4 2025.
Did NB Bancorp, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $75.8M by $12.2M. EPS beat the consensus estimate of $0.49 by $0.02.
How did NB Bancorp, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.6% from $81.0M a year earlier and eps grew 28.7% from $0.40.
Where can I find NB Bancorp, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001104659-26-005790) and the 10-K periodic report (0001104659-26-022367) directly on SEC EDGAR. The filing index links above go to sec.gov.